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Refinancing Need to refinance and/or consolidate your volunteer or combined fire department's loans and/or leases for your apparatus or equipment, for lower interest rates and lower and more affordable payments? Click here for more information and to see what we offer in services to assembling your RFP (Request for Proposals) specifications for purchases of new and used fire trucks and ambulances. We know that some lenders, leasing companies, and brokers have high rates which make it difficult for fire departments to make their payments comfortably, or have enough money to buy other necessary equipment and meet other critical financial needs. At the time, you took the best deal you had available and you really needed the apparatus and/or equipment. Perhaps we can get you a better deal with our refinancing options. As an example, we recently had a refinancing inquiry where an Indiana department had a local bank provide the loan at a rate of 12%. The remaining balance was $80,000 with final payment due in 2016 on a 1999 tanker-pumper. We received the inquiry at 9:00 p.m. or so. By 11:30 a.m. the following morning, we had the preliminary approval for the refinancing at a rate of 4.9%. Additionally we had an approval for $50,000 more for capital improvements on the firehouse and this too was at 4.9% for the total of $150,000. Do you need to refinance your apparatus and equipment at a lower rate and do so at a fixed rate for another then (10) years? All you need to do is to fill out the form below and contact us and let us see what we may be able to do to help you. If your apparatus or equipment is manufactured or was sold to you by one of our sponsors and preferred vendors (such as: Wolverine, American Fire Apparatus, Fire-Trader, Seagrave or FEAARI) our one-time fee is only 1% for the refinancing, which is added to the amount you refinance. If your apparatus or equipment was NOT manufactured by, was sold to you, or was financed by one of our sponsors and or preferred vendors, our fees are only 3% of the total payoff balance of your existing loan or lease. This is a one time fee and not compounded interest. Simply fill out the form to give us a little more information. Exact amounts are not required, such as payoff balances, for us to get an idea of how much we might be able to assist you. REMEMBER, there are NO up front costs or fees required. Last modified: April 27, 2008
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